· Progressive Boat is one of the more affordable for boat insurance rates.  It is a subdivision of Progressive Auto.  If you have your car policy with them it could be a wise idea to do so with your boat as you may get a discount.  Because they don’t specialize only in boats their services and coverage are more limited, but more than adequate for most boaters.  As an added bonus their customer service staff are widely known for being knowledgeable and very friendly.  Their website also offers free boat insurance quotes.

· BoatU.S. is strictly a boat insurance company.  They do not offer anything else and thus have a very comprehensive list of coverage provided and services offered.  They have also proved their stability since they have been around since the 1960’s.  Customer reviews state they have the best boat insurance rates available and are easy to deal with.

· GEICO Boat is also a subdivision company and part of GEICO Auto.  Again, a dual policy could benefit you financially.  Their services may not be as broad because they are not specialists in boat insurance rates, similar to Progressive.  They are also known for insuring people who would be denied by other insurers, and this seems to hold true with their boat insurance as well.

· American Boating Association has rates that are competitive with the likes of GEICO and Progressive but has even more limited services.  They do specialize only in boat insurance which can be a bonus as their staff is accordingly highly knowledgeable.  Boat insurance quotes are available online as well as on the phone, but expect a longer wait on the phone.

· National Marine Underwriters also only works in boat insurance.  They work in all 48 of the mainland states; although they will occasional extend insurance to other areas as well.  Being in existence since the early 80s they are among the most knowledge companies around and their experience cannot be denied.  Again they do offer few boat insurance quotes on their website.

This is but a small sampling of the possibilities for the boat insurance company you choose.  This list was compiled of several factors that are important to most boat owners, price and extensive coverage.  Research all of the options when you buy boat insurance and you cannot go wrong. As with choosing car insurance companies , the options are many, take you time and make an informed decision.